Elektronische Geldbörsen auf dem Smartphone, sogenannte E-Wallets, haben beim Bezahlen sowohl im stationären Handel als auch im E-Commerce eine immer größere Bedeutung. 593 Mio. mobile Bezahlvorgänge gab es nach Schätzungen und Berechnungen des EHI im Jahr 2023 in den Märkten und Geschäften des deutschen Einzelhandels. Davon entfielen zwischen 60 und 65 Prozent auf die Wallet-Lösungen Apple Pay und 25-30 Prozent auf Google Pay. Den Rest (5-15 Prozent) teilen sich weitere mobile Bezahllösungen wie die Sparkassen-App oder die der Genossenschaftsbanken, Bluecode, Payback Pay, Samsung Pay, internationale Verfahren (Alipay, WeChat Pay) oder auch handelseigene Lösungen wie Lidl Pay oder die Bezahlvarianten in
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